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Life, critical illness cover and income protection insurance.

I am writing as we are struggling to get my partner life insurance, critical illness cover and income protection insurance. She never had cover, is 44 and has psoriatic arthritis. We have gotten a broker now to try to help us find cover and we are struggling. We were wondering if there are insurers the PSA community tend to use or to try that are more accommodating? Many thanks.

1
Thank you

Thank you for your email. I’m sorry that you and your partner are finding it difficult to arrange life insurance. We are not able to recommend particular insurers or brokers, as decisions and terms will depend on an individual’s medical history and circumstances. It is encouraging that you are working with a broker, and if you have not already done so, it may be worth checking that they have experience of arranging protection insurance for people with long-term health conditions. We will put an anonymous post on our social media page (https://www.facebook.com/papaa.org) to ask whether any of our members are willing to share their experiences of seeking cover. It is worth remembering that any responses will reflect personal experiences only, rather than recommendations.

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